How to borrow up to N150,000 loan on 9jacash app

Do you want to know that you can get up to N150,000 via 9jacash loan in Nigeria? Do you want to see 9jacash interest rate and how to pay back?

Maybe you need an emergency loan that will help you pay for your medical bill, offset your mortgage bill, or maybe you just need to get extra cash for business.

If you answered yes to any of the above question, then you probably need to apply for 9jacash loan in Nigeria today.

In this article, I will teach you how you can get apply for a loan using the 9jacash app, how to pay back this loan, 9jacash customer care number (in case you need anything else) and much more.

If you are ready to begin, let’s start by finding out what “9jacash” is.

What is Branch

9jacash is a Nigeriancompany 

Everything about getting a loan through 9jacash is done using your smartphone.

Therefore, you need no paperwork or collateral.You will get an reply from 9jacash within minutes.

Types of loan you can get from 9jacash

(1) Medical loan

If you or your family member has a medical condition, you can get a loan from 9jacash within minutes.

(2) Business loan

Maybe, there is this business idea you have, but you do not have the capital to start, you can also ask 9jacash for a capital, so long as you don’t need more than N150,000.

(3) Travel loan

If you need to travel for medical, business or pleasure purposes, you can also get a loan from 9jacash.

(4) Personal loan

Are you looking for an extra cash, it’s totally fine, you are welcome to apply.

(5) Emergency loan

9jacash also offer loans for other emergency situations.

How does 9jacash loan work?

Getting a loan from 9jacash is very easy, and as I hinted before, it typically takes minutes. Therefore, here is how it works

• Download the 9jacash loan app.

• Create an account (which typically takes about 10 minutes),
• Then, apply for the loan (See how to apply below).
• Finally, you receive your money into your account.

9jacash loan requirements

All you need to apply is your cell phone, BVN, and your bank account detail, no collateral and you also need no paperwork.

In order to make lending decision, 9jacash uses the information (including SMS messages) on your cell phone. They also access your credit score.

Therefore, it’s important that you maintain good credit score,and also make sure to apply using your own phone.

9jacash loan interest rate

Interest rates varies from person to person. It depends on your credit risk, bank history, length of repayment and so on. Monthly interest rate typically range from $1 to 21%.

As a result, if you have a bad credit, you would probably get a higher interest rate. Similarly, if you have a good credit history, you would probably get a low interest rate

9jacash loan limits

You can get a loan from N1,500 to N150,000. 

Therefore, N150,000 is the limit and the highest amount of money you can get from 9jacash. 

Similarly, N1,500 is the least amount of money you can get from them.

How to apply for 9jacash loan in Nigeria

Before you apply for this loan, make sure you already have a 9jacash account. 

To create a Branch account, download the app, fill the required information (For Instance, your name and phone number e.t.c).

Here is how you apply for a loan after creating your account;

• Login to the 9jacash loan app and click on the menu at the top left corner.
• 
  
• Click on ‘My Loans’.
• Furthermore, you need to enter the amount you intend to borrow and enter the duration of time you want the loan.
• Find and click on your the bank.
• Click on “Request this loan”
• After reviewing the information you added, click on “Apply” to finally apply for your 9jacash loan in Nigeria.

9jacash loan repayment

You can pay back your loan using the 9jacash app, here is how you do this

• Open the 9jacash app on your phone.
• Click on “My Loan“.
• Then, select the “Tap to Pay” button.
• Enter the amount you intend to pay back.
• You can either pay using your Bank or using your ATM card.
• Therefore, select “Bank Account” or “Card” (It depends on you)
• Finally, click on “Continue“

Also, if you choose “Bank Account“, you bank would probably send you a verification code. Likewise, if you choose to pay with a card, you should can choose to make the payment automatic.

If your payment does not go through within 24 hours, or if you pay back your loan with a card or bank account that is not your own, you should contact them. 

What happens if you fail to payback your 9ja9 loan

To increase your loan limit, it is therefore important that you pay back your loan on or before the agreed due date.

Hence, if you fail to make your payment on time, 9jacash might probably report you to the national credit bureau.

As a result, you will be blacklisted and it will also be difficult to get another loan through 9jacash or any other loan company.

Furthermore, if you succeed in getting loans else way, you will be paying a high interest rate compared to others.

In Summary,

This is a good opportunity for you to apply and get the help you deserve. You can complete your application and get your loan within minutes. 

Make sure that you are absolutely sure you will payback because unlike other company, 9jacash does not extend their due date.

If you have any question about 9jacash and their loan, please leave a comment below, join

Furthermore, we have other method of getting loans, and we also provide information on how you can make money. Therefore, if you need to receive those information, kindly leave your email address below.